$9 per module. $25 for all three.
One install, three modules. Turn on the ones you need and leave the rest off. We charge flat dollars a month, never a percentage of your orders.
FeeLayer
Recover your card processing fees at checkout
- Built on Cart Transform and Checkout Validation Functions
- The fee comes off by itself in Connecticut, Massachusetts, and Maine
- Nothing goes above the 4% ceiling
- Holds through Shop Pay, Apple Pay, and Google Pay
- Every order gets its own line in the fee ledger, so the numbers reconcile
- Unlimited transactions · no volume cap
PayLayer
Automated bank-transfer payments for retail customers, powered by Stripe
- Stripe ACH costs 0.8%, capped at $5 per transfer
- Customer picks bank transfer at checkout, and the branded pay link emails itself
- They sign in to any of 12,000+ US banks through Stripe Financial Connections
- The order marks itself Paid in Shopify when the money lands, in 3–5 business days
- Nothing about your checkout changes. PayLayer sits alongside it.
- Unlimited payment links · no per-transaction fee
FinanceLayer
Layaway you run yourself, on ACH auto-debit (not BNPL, not lending)
- You keep the goods until the last payment posts
- You set the installment amounts and how often they run
- Each installment auto-debits by ACH through Stripe Financial Connections
- Customers e-sign the agreement, and the layaway disclosures go into the audit trail
- NSF auto-retry and payment reminders (coming soon)
- Every installment settles into your own Stripe account
Save $2/mo against buying them one at a time ($27). One install, one subscription, one Stripe Connect. FeeLayer, PayLayer, and FinanceLayer all on the same bill.
14-day free trial · cancel any time · prorated when you add or remove modules
MerchantLayer is one app you install once (early access today; App Store listing coming soon). Turn modules on and off from inside the app whenever you want. Shopify prorates the charge for the rest of your billing period.
Need something custom?
Big volume, an unusual setup, or a requirement none of this covers. Tell us what you need.
Talk to us