$9 per module. $25 for all three.
One install. Three modules, turn on whichever ones you need. We charge flat dollars per month, not percentages of every order.
FeeLayer
Recover credit card processing fees at checkout
- Cart Transform + Checkout Validation Functions
- US state compliance auto-waive (CT, MA, ME)
- Card-brand caps enforced (Visa 3% / MC 4%)
- Shop Pay, Apple Pay, Google Pay bypass-proof
- POS + online parity
- Unlimited transactions · no volume cap
PayLayer
Consumer ACH payment links via Stripe
- Stripe ACH at 0.8% (capped at $5/transfer)
- Send branded payment links via email
- 12,000+ US banks via Stripe Financial Connections
- Real-time settlement tracking (1–3 business days)
- No checkout replacement · works alongside your stack
- Unlimited payment links · no per-transaction fee
FinanceLayer
Merchant-held layaway with ACH auto-debit (not BNPL, not lending)
- Merchant retains inventory until final payment posts
- Merchant-defined installment terms and cadence
- ACH auto-debit via Stripe Financial Connections
- E-signed agreements with layaway-disclosure audit trail
- Auto-retry on NSF + SMS + email reminders
- Every installment settles to your own Stripe
Save $2/mo vs. à la carte ($27). One install, one subscription, one Stripe Connect. FeeLayer + PayLayer + FinanceLayer all on the same billing.
14-day free trial · cancel any time · prorated when you add or remove modules
MerchantLayer is a single app installed once from the Shopify App Store. Modules can be enabled or disabled from inside the app at any time. Shopify prorates the charge for the remainder of your billing period.
Need something custom?
Running a high-volume store or have special requirements? Let's talk.
Talk to us