Shopify payment methods
A clear overview of common payment methods Shopify merchants offer, how customers experience them, and where costs typically show up.
Cards (credit/debit)
Fast authorization and high conversion, but typically the highest processing cost.
Wallets (Apple Pay / Google Pay)
Great UX, often still card rails — costs usually similar to cards.
ACH / bank payments
Lower-cost payments for high-AOV and B2B flows. Requires clear expectations and reconciliation.
Manual methods (invoice/check)
Works for some B2B setups but adds operational overhead.