Stop losing margin. Start banking it.
The simple checkout suite a Shopify and POS merchant wished he'd had. FeeLayer recovers your credit card processing fees the right way. PayLayer adds B2C ACH bank payments, the first of its kind on the Shopify App Store. FinanceLayer runs in-house layaway when you want to offer it.
One install. $9 per module or $25 for the full suite. Flat monthly. No percentage of revenue.
Recover credit card processing fees at checkout. Bypass-proof on Shop Pay, Apple Pay, and Google Pay.
Bank-transfer payment links built for B2C Shopify merchants. Shopify's native ACH is B2B-only. PayLayer fills the gap at 0.8%, capped at $5 per transfer.
Offer merchant-held layaway plans. You hold the goods until the customer finishes paying. No credit extension, no third-party underwriting.
A flat fee is software. A percentage is a tax.
Every credit card order. Stripe, Shopify Payments, all of them. On a $500 order that's $14.80 of margin gone before you ship.
Affirm, Klarna, Afterpay. Layered on top of the card fee for installment orders. A $1,000 plan costs you $60+ before any of it hits your bank.
Flat monthly. No volume caps. All three modules under one subscription. The same $25 at $1K MRR or $1M MRR.
I ran a Shopify and POS store. I built MerchantLayer for the version of me that needed it three years ago.
Every month I watched the same three line items drain my P&L: card processing fees on every order, BNPL middlemen taking another 4 to 6 percent on installment orders, and customers asking to pay by bank transfer with no good way to say yes. I tried every surcharge app and ACH workaround on the App Store. None of them got it right.
So I built the suite I wished I'd had. FeeLayer recovers card fees the way Visa, Mastercard, and state surcharge laws actually require. PayLayer is the first B2C ACH bank-transfer app on the Shopify App Store. FinanceLayer lets you offer in-house layaway without a third-party lender. One install. Flat fee. No revenue share. The way it should have been.
Rank on intent, not hype.
We publish merchant-first guides and pillar pages designed for Google and AI discovery. These pages drive installs because they answer the exact questions merchants ask before choosing an app.
One app. Three modules.
Recover every dollar lost to processing fees. Stack all three for flat pricing with no volume caps.