FinanceLayer
Offer installment payment plans so customers can split large purchases into manageable monthly payments. Collect deposits and installments via ACH with automated tracking and digital agreements.
Split large orders into a deposit plus monthly installments. Set custom terms, down payment minimums, and payment schedules.
Send professional payment agreements via email. Customers review terms, sign digitally, and pay their deposit — all in one flow.
Track every installment with due dates, payment status, and remaining balances. Know exactly where each plan stands.
Collect deposits and installments via ACH bank transfer through Stripe. Lower fees than credit cards on every payment.
How it works
Create a plan
Enter customer details, total amount, and down payment. The system calculates the installment schedule automatically.
Send agreement
Your customer receives a branded email with payment terms, schedule, and a link to review and sign.
Collect deposit
After signing, the customer pays their deposit via ACH bank transfer through Stripe checkout.
Track payments
Monitor each installment as it comes due. Record payments, track balances, and manage the full lifecycle.
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