How much you can charge
No statutory cap located; the Attorney General's stated limit is the merchant's actual cost of acceptance. Card-network ceilings (Visa 3%, Mastercard 4%) also apply.
Disclosure requirements
Disclose before the transaction, not after. Itemise the surcharge on the receipt and be able to show that it does not exceed your cost of acceptance.
Sources
- Nevada Attorney General: advisory on deceptive credit card surcharges
- NFIB Legal Center: Credit Card Surcharge and Cash Discount Laws Guide (2025)
- ArentFox Schiff: Visa reduces its merchant surcharge cap to 3%, effective April 15, 2023
Last verified: 2026-08-25. Confidence: verified against the sources above.
This page is a research summary for merchants, not legal advice, and no attorney-client relationship is created by reading it. Surcharge rules change, they interact with card-network rules and federal law, and they can turn on facts specific to your business. Consult licensed counsel in Nevada before you implement or change a surcharge.
Putting this into practice on Shopify
Rules like these only help if your checkout can actually enforce them, including on Shop Pay, Apple Pay and Google Pay.