RestrictedLast verified: 2026-08-25

Is credit card surcharging legal in Nevada?

Usually yes, with conditions. Nevada allows a credit card surcharge but attaches rules you have to meet. Nevada appears to have no statute prohibiting credit card surcharges, but the Attorney General has publicly set the terms on which they are acceptable: surcharges must be posted at the point of entry and point of sale before the transaction, itemised on the receipt, and must not exceed what the merchant actually pays to accept the card. The Attorney General has warned that burying such fees on a consumer's bill without notification is deceptive and has advised consumers to ask for the merchant's surcharge policy. Enforcement runs through Nevada's deceptive-trade-practices regime rather than a dedicated surcharge statute.

How much you can charge

No statutory cap located; the Attorney General's stated limit is the merchant's actual cost of acceptance. Card-network ceilings (Visa 3%, Mastercard 4%) also apply.

Disclosure requirements

Disclose before the transaction, not after. Itemise the surcharge on the receipt and be able to show that it does not exceed your cost of acceptance.

Not legal advice

This page is a research summary for merchants, not legal advice, and no attorney-client relationship is created by reading it. Surcharge rules change, they interact with card-network rules and federal law, and they can turn on facts specific to your business. Consult licensed counsel in Nevada before you implement or change a surcharge.

Putting this into practice on Shopify

Rules like these only help if your checkout can actually enforce them, including on Shop Pay, Apple Pay and Google Pay.