How to reduce Shopify processing fees

Merchants reducing payment costs usually combine payment method mix, checkout messaging, and pricing strategy. Here’s the playbook.

Understand your payment mix

Measure card vs alternatives. High-AOV stores save meaningfully by shifting even a small percentage to ACH.

Steer without harming conversion

Offer an attractive low-fee option and make it easy to choose.

Use transparent messaging

Clear labeling and an ‘avoid fees with ACH’ path tends to outperform vague fee language.

Implement with tooling

FeeLayer supports fee line items; PayLayer supports clean bank-payment flows.